Xero Bank Statement Converter — Export
Upload any bank statement PDF and get a Xero-compatible CSV in seconds. Columns are pre-mapped to Xero's official import specification — Date, Amount, Payee, Description, Reference, and Transaction Type — so you can import without editing a single cell.
Files are validated locally, split into chunks, then uploaded directly to secure storage.
CSV columns match Xero's official bank statement import format
Everything You Need for Xero Bank Statement Import
Our converter formats your bank transactions exactly the way Xero expects — no manual column mapping, no spreadsheet editing, no import errors.
Xero-native CSV columns
Output includes Date, Amount, Payee, Description, Reference, and Transaction Type — matching Xero's official CSV import specification out of the box.
Transaction type detection
Each transaction is automatically classified as Credit or Debit based on the amount sign, populating Xero's Transaction Type column correctly.
Payee and reference extraction
The converter identifies payee names and reference numbers from your bank statement descriptions, filling in Xero's Payee and Reference fields for faster reconciliation.
Date format handling
Dates are parsed from any bank statement format and output in a Xero-compatible format, avoiding the date-parsing errors that cause failed imports.
Batch conversion
Convert multiple bank statement PDFs to Xero-ready CSV files in a single batch — up to 100 MB and 1,000 pages per file.
Secure data handling
TLS in transit. Delete files anytime or let finished jobs clear during scheduled cleanup after about 24 hours. See Privacy Policy and Security for details.
Xero Bank Statement Import — Frequently Asked Questions
Xero accepts CSV files with the following columns: Date, Amount, Payee, Description, Reference, and Transaction Type. The Transaction Type column should contain 'Credit' or 'Debit'. Our converter outputs this exact format, so you can import directly without any manual column mapping.
In Xero, go to Accounting > Bank accounts and select the bank account you want to import into. Click 'Import a Statement', choose CSV as the file type, upload the CSV file from Exact Statement, and confirm the column mapping (which should auto-detect correctly). Review the imported transactions and click 'Import' to complete the process.
Common reasons Xero rejects a CSV import: (1) Missing or incorrect column headers — our converter uses Xero's exact expected headers. (2) Wrong date format — our converter normalizes dates to a Xero-compatible format. (3) Invalid Transaction Type values — we output 'Credit' or 'Debit' exactly as Xero expects. (4) Duplicate transactions — Xero may flag rows that match existing transactions in the account. If you still see errors, check that you selected the correct bank account in Xero.
Yes. Our converter works with PDF bank statements from any bank worldwide. It extracts dates, amounts, payees, descriptions, and references regardless of the bank's PDF layout, and formats the output specifically for Xero's CSV import requirements.
The extraction engine analyzes your bank statement descriptions to identify payee names and reference numbers. These are mapped to Xero's Payee and Reference columns, which helps Xero's auto-matching and reconciliation features work more accurately. You can review these fields in the preview before downloading.
Yes. Credit card statements work the same way as bank statements. Upload your credit card statement PDF, and the converter will extract transactions in the Xero-ready CSV format. In Xero, import the CSV into the corresponding credit card account.
You can convert one page for free without signing up. Registered users get 5 free pages per day. For multi-page statements or batch conversions, paid plans with additional credits are available. 1 credit equals 1 PDF page processed.
Have another question? Email support@exactstatement.com.
Import Bank Statements into Xero Today
Upload a PDF bank statement and get a Xero-ready CSV file in minutes — columns pre-mapped to Xero's official import format.